Car
Insurance Broker at the Car Insurance Supermarket
The car insurance broker has
the advantage of checking several quotes from their panel of insurance
companies to bring you the best deal. In the days before price
comparison sites emerged, the car insurance broker was a popular
resource for low cost, competitive car insurance
deals.
With the advent of price comparison systems, their utility as a direct
resource for low cost cover has diminshed given that a price comparison
site checks lots of car insurance brokers and companies all at once
after you fill in a single form. Whereas the car insurance broker
typically finds you the best of perhaps 30 to 50 prices, the price
comparison site finds the best of, often, 1000s of prices.
A large part of the power of a price comparison system, of course,
relates to it having many a car insurance broker on its panel of
checked prices. Therefore, the utility of the car insurance broker
persists, but it's more likely nowadays that the quotes from the car
insurance broker will be arrived at indirectly through a price
comparison system (when they are identified as the cheapest price) than
by going directly to the car insurance broker for the quote.
There are some situations where going direct to a car insurance broker
is a good idea. For example, Endsleigh is a car insurance broker that
has a long experience of providing cheap quotes to people under 25.
Another car insurance broker, Yes Insurance, is a good choice for women
over 25 or the owner of a car that is more than 5 years old. Another
car insurance broker, Hastings Direct, has been shown in independent
research to be competitive across most car insurance groups.
Of course, because price comparison services rely so heavily on every
car insurance broker on their panel (as well as their insurance
companies too) to bring you the cheapest quotes, the car insurance
broker still plays a key role in delivering low cost cover to the UK
driver.
Clearly, for those that would rather avoid price comparison sites - and
there are many - a car insurance broker is a good choice if you are
keen to get a 'best of' quote rather than going direct to an individual
insurance company. We list numerous well-known car insurance brokers
here for you to choose from (see below).
If you are undecided as to which to use, we can recommend Hastings
Direct for routine use given its good price profile. It doesn't take
long to check more than onc car insurance broker if you wish to be
thorough.
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