Commercial Motor Insurance from the Car Insurance
Supermarket
Is
there anything that is radically different in the approach that should
be taken in arranging commercial motor insurance as opposed to
arranging private car insurance? Well, very often, there is.
In the case of commercial motor insurance, various features
that the privare car owner may choose to pass on to reduce costs are
often, for commercial reasons, more important. For example,
the need for a guaranteed courtesy car or free breakdown cover are
often essential for commercial motor insurance. In fact,
these and other 'quality' requirements usually mean that going for the
more budget commercial motor insurance policies are a
mistake, as, typically, various important policy features for the
commercial traveller will be absent.
In addition, a price comparison site does not have a mechanism for
providing a discount when you arrange commercial car insurance
for multiple cars. In order to obtain such a discount, you
must deal directly with a motor insurance company. Going direct also
has the advantage of accessing better quality cover as standard, the
type of cover that will most efffectively meet the needs of the
business client.
We therefore suggest going direct to a leading UK commercial
motor insurance provider for a quality product.We list most of them
below, with links for easy access. The vast majority of
these insurers offer multi-car disocunts, Admiral, in particualr,
markets its product on the basis of tis multi-car discount.
Of course, you can obtain commercial motor insurance
through a price comparison site and the lack of a multiple car
discount can be offset by 'shopping around' for the cheapest
satisfactory quote for each car. Indeed where commercial
motor insurance is needed for only one car, this can be a
good choice, albeit with a quality criterion attached that necessitates
careful research of the policies displayed; so that the cover purchased
is fit for the purpose of commercial motor insurance cover.
If you are looking for a specific recommendation, we would suggest
Direct Line car insurance as a good commercial motor
insurance first choice.
An alternative would be M&S car insurance, our most popular direct
insurance product here. There are, in fact, plenty others to
choose from for your commercial motor insurance
and if you use our 'direct' link at the top, you can easily glance
through our brief editorials on each to find out a bit more before
selecting one or two for quotes. They are all likely to provide
competitive quotes.
|