Motor Insurance Cover from the Car Insurance UK Supermarket

The discerning UK motorist, despite their popularity, may not always buy his or her motor insurance cover through a price comparison service. This is because there are many good reasons to obtain motor insurance cover direct from a leading car insurer instead. What are they?

Well, an attractive price is not the same as an attractive policy. Many leading car insurers - that command a large share of the UK insurance market - don't get involved in endless price-cutting to try to compete aggressively on price comparison sites. By necessity, so-doing leads to increasingly less impressive motor insurance cover which, ultimately, weakens their product and brand.

If it is accepted that by going direct to a leading insurer you are more likely to find a quality product, what about the issue of price if you do not have the chance to compare the price of motor insurance cover from several providers?

Actually, whenever we look at this, like-for-like, most insurers are very close on price; so the fear that you could be paying much more than you need for your motor insurance cover if you don't compare quotes is, in most cases, an unfounded concern.

Looking at specific categories, there are certain groups that are particularly well catered-for by direct insurers that specialise in policies for their category. Examples of this include, women drivers, young drivers, owners of multiple cars, and the owner of an older car. We offer direct insurer listings for all these categories of motor insurance cover via our 'direct' link at the top.

Of course, there are some scenarios where using a price comparison service as your prime route to motor insurance cover is a good decision. For example, in any situation where you are expecting costly insurance, a greater range of prices can be anticipated and under such circumstances comparing numerous quotes is justified. Thus, someone with a higher insurance group car, a driver with previous driving offences, the younger driver, those resident in a high risk area, those who have not yet acrued any no claims discount, and so on, in particular, may find the price comparison site a good route to their motor insurance cover.

Most people do not reserve use of a price comparison site for only these categories. These one-form quote services are the first choice for the majority. While we do understand and accept their utility - we provide access to three of them on this page - we do ask people to use them carefully and to take a moment to check over the cover before purchase. You could otherwise, accidentally perhaps, buy an inferior product without knowing it until you need to claim.

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