Motor Insurance Policies from the Car Insurance
Supermarket
There are several ways to
find motor insurance policies online. Using the above links will take
you to several and covers most of the bases. Whether you use our price
comparison service, Gocompare or Tesco Compare, you can compare loads
of car insurance
quotes at once. Or, if you prefer to select motor
insurance policies direct from insurers, you can use our listings of
most of the UK's top providers and go direct.
In general, if the lowest possible price is your focus when you select
your motor insurance policies, then you will find a price
comparison system to be your optimal resource. The more that you are
looking for extra features beyond the more basic policy, the more going
direct to a quality provider works better.
This is because leading brands, including Direct Line that refuses to
compete on price alone on price comparison sites, offer quality
products as standard. These motor insurance policies
are a good first choice for the more discerning insurance consumer that
sees a paired down policy tpyical of the budget end of the spectrum as
representing a compromise too far, in terms of the cover offered by
such motor insurance policies.
Where you do go direct to a leading insurer, there is no great need to
be concerned about failing to compare numerous prices. The extremely
competitive nature of the UK insurance market sees to it that when you
compare similar policies, there is minimal difference in prices across
the leading brands.
If this seems surprising, it must be remembered that price comparison
sites do not compare like with like. They check all the prices. Clearly
when you compare ultra low cost motor insurance policies
with all-singing, all-dancing cover, there will be a wide scatter of
prices as you are comparing vastly different products.
Does this mean that more UK motorists should be willing to go direct
rather than always use a price comparison site? Yes, absolutely. Price
comparison services struggle to meet your needs when you want to check motor
insurance policies carefully to find one that, when you
apply a reasonable level of discretion, actually provides an acceptable
level of cover.
Undoubtedly, there will be those that are unswayed by such arguments
that see the convenience and ease with which price comparison sites can
save you money as highly attractive, even a 'no-brainer'. Such people,
hopefully, would also agree that knowing what you are buying before you
have an accident and indeed before pruchase is also a no-brainer. We
suspect, however, that the 'blind' purchase of low cost motor
insurance policies is a widespread practice in the UK, something that
will, presumably, as more and more claims are filed on flimsy policies,
lead to a gradual return to more prudent, quality-based, motor
insurance policies selection.
|