Motor
Insurer at the Car Insurance Supermarket
If you wish to
find a top motor insurer direct, we can help. Simply use the
appropriate link above. If you want to find a cheap motor
insurer via an automated comparison system, we can also help with that
too. Indeed, you can select from three such systems above.
So there's a lot of services to choose from, but what's the best way to
go?
Perhaps the simplest way to start our discussion on this issue is to
inform you that most people using this site use our own price
comparison system (top link above) to find a motor insurer.
Indeed the preference for car insurance
comparison services over direct
insurance providers (as measured on this site) is several fold,
consistent with national trends, given that the majority use one-form
comparison services to find a motor insurer.
Our repeat business statistics indicate that those who use our price
comparison system to find a motor insurer will often use it
again, perhaps for some other type of cover, for example, motorcycle
cover, or to insure their motor car again.
So price comparison is popular - people like to find a motor
insurer in this way - and repeat use would suggest that it
is meeting a need.
What about direct insurance services here?
Well, they may be less popular but we see a lot of direct sales here
too, M&S being by far the most popular UK motor insurer
here in terms of policies purchased.
So, is the popularity of price comparison sites sufficient evidence, in
itself, to make the case that they must be the best route to a motor
insurer, at least in most cases?
No. Price comparison systems are popular because they save people
money, but their popularity should not be seen as a quality
endorsement. You don't get more than you pay for when it comes to
quality (versus: lack thereof), regardless of how many prices you
compare. If you pay less, you get less.
Which brings us to the key flaw of price comparison sites - their focus
on cheap, not quality. If you want quality, going direct, in fact, is a
better way to find a good motor insurer as leading
insurers, as listed here, tend to have good cover as standard while
prices - by necessity, in order that they can continue to command a
large market share - are competitive.
It's not always correct to follow national trends when you wish to
build in your own quality control.
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