Car-Insurance-UK-Supermarket.co.uk
compare online quotes the easy way
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The car insurance broker in the UK insurance marketGiven that price comparison sites compare car insurance quotes on a grander scale than individual brokers can, have they largely replaced the old-fashioned car insurance broker as the service of choice for quote comparisons? Well yes, they have in most cases. Because price comparison sites compare numerous car insurance brokers and companies, they are often able to check 1000s of prices whereas the car insurance broker only checks perhaps 30 to 60 prices. If you're wanting to find the cheapest price, there's no doubt that a price comparison site is the better option in most cases. Under what circumstances might you choose to go direct to a car insurance broker then? Well, the first reason might be where you have had a bad experience previously with a price comparison site. Maybe the price quoted did not match the price you paid or you maybe became concerned about the risk of pursuing an ultra-budget price given the limited cover of such policies. In fact, a third of those that used a car insurance comparison site before do return to direct car insurance services next time around; so this is a significant group. Another reason to go direct to a car insurance broker is where that broker is able to offer a specialised service or discount for certain groups. Endsleigh, for example, specialises in providing young person's car insurance. Yes Insurance offers discount cover for cars that are more than five years old and for women drivers over 25. Hastings Direct has a track record of low cost quotes across most car insurance groups. The supemarket car insurance broker services are also ever popular on the basis of quality of services, cover and customer support. There is a concern, now largely of historic interest, that the car insurance broker is influenced by his commission when he presents the 'best' quote to the customer. This, in theory, could reduce the value to the customer if the broker has an eye on his commission and is willing to allow that to take precedence over presenting the cheapest quote. There is no doubt that this commission effect was prevalent in the past but the modern car insurance market, dominated by the large price comparison sites, no longer has any slack for these commission effects to reside. Car insurance brokers and price comaprison sites alike have to present the best deals to compete favourably with competitors. |
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