Car-Insurance-UK-Supermarket.co.uk
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Car Insurance for Teenagers at the Car Insurance SupermarketIf you want to buy cheap young driver insurance right now, we would recommend going to our article on young drivers car insurance in our 'Buyers Guide' section that offers the most useful advice on this.Most teens are not over-endowed with cash; so finding low cost car insurance for teenagers is important. It isn't easy, of course. Premiums tend to be high and the cost is not helped by the young driver not having had enough years of driving to build up their no claims bonus. What can help to reduce the price of car insurance for teenagers? Well, if you're living in the parental home and your car is registered in their name, as long as you can reasonably be considered a second driver, then it is legitimate to be a second driver on their policy which will be considerably cheaper than a policy in your name. However, as you'd expect, insurance companies scrutinise claims carefully where a teenager crashes a parent's car and if, on the balance of probabilities, they consider the teenager to be the primary driver, they will not honour the claim; so, only do this when second driver status is genuine and it will stand up to objective scrutiny. One disadvantage of the above approach to car insurance for teenagers is that it delays the day that you will commence insurance cover in your own name which prevents you building up a no claims bonus. In most cases, the above approach is inappropriate; so what else can be done to reduce the price of car insurance for teenagers? Probably the most useful strategy is to buy a car that is cheap to insure. Such a car is smaller, older and preferably in car insurance group one. Once you have the right car, what's next for cheap car insurance for teenagers? Well, there are policy tweaks to consider. Push up your Excess and you drive down your premium. Cut out some extras you don't really need - for example a courtesy car - and your cover then includes less and costs less. There are plenty of 'no extras' policies available, for example from Tesco, that do this. If you really have an old banger, you may only need third party cover, a cheaper option to comprehensive cover. Adopting these approaches when you fill in your quote form for car insurance for teenagers will help but where should you go to get quotes? For this agegroup, it really does help to use a price comparison system in view of the high cost of cover. We can recommend our own quote form - use the link at the top of this page. Via our 'direct' insurance section, you can access top insurance companies, in particular the car insurance for teenagers specialist, Endsleigh. They have a lot of experience of insuring young people so they are worth a check. |
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