Cheap Car Insurance for New Drivers from the Car Insurance UK Supermarket

The truth of the matter is that those starting to drive their first car are up against it if they wish to get cheap car insurance for new drivers. Inexperienced drivers, even those that are over 25, pay a higher premium as they are at higher risk of an accident. Where you are a new driver under 25, the cost of cover is especially costly when you consider that you have not yet acquired any no claims discount.

Is there anything that can be done to get the cheap car insurance for new drivers that you wish for?

Actually, the process of reducing car insurance costs so that you can indeed get genuinely cheap car insurance for new drivers starts even before you buy a car in the first place. It makes sense to buy a more modest car when you start out - a car that's in the lowest car insurance group - if you don't wish to get stung with excessive insurance costs. One such car would be the Vauxhall Corsa or similar.

Then, when it comes to how you can configure you policy to help you to get cheap car insurance for new drivers, the following can help. Firstly, don't go for a policy with lots of bells and whistles. Keep things simple. A so-called no frills policy could save you hundreds of pounds. Secondly, consider increasing your voluntary excess. This will drop the price of your quote as the cost to the insurer is reduced. Thirdly, if your car is worth little, you can opt for third party only cover but we would only recommend this for cars that are worth no more than two or three hundred pounds.

The most important thing you can do to keep down costs is to get your cheap car insurance for new drivers through a price comparison system. Clearly, the more quotes you check the greater the opportunity to save money. It doesn't take long to check more than one aggregator system if you wish to be thorough and we list three popular services of this type here.

Is there anything to be said for finding cheap car insurance for new drivers by going direct to a specific car insurance company or broker? Well, yes there is. And the reason, paradoxically, has a lot to do with the fact that so many drivers nowadays use price comparison sites. Why so?

Firstly, price comparison sites have forced insurance providers to compete more aggressively on price if they are to command a reasonable share of the market. This has the effect that even when you do not use price comparison sites, policies are much closer on price than was usual before aggregator technology was widely used on price comparison systems. Secondly, this fierce competition on price has led many insurers to provide low cost cover at the expense of quality, such that the market is flooded with 'no frills' variants of standard policies. The point here is that the 'standard' policy is generally the one worth having while the 'no frills' cover is often the one listing highly on a price comparison site.

The above points are clearly arguments for going direct to a leading motor insurer for cheap car insurance for new drivers that does not compromise too far on quality of cover.

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