Cheap Car Insurance for Women from the Car Insurance
Supermarket
Note:
As of 21 Dec 2012, gender cannot contribute to premium calculations.
If you
want to buy women's car insurance right now, we would
recommend going to our article on women's
car insurance in our
'Buyers Guide' section that offers
the most useful advice on this.
The right approach for cheap car
insurance for women, essentially, is little different to finding
cheap car insurance for either sex. What? You may say. What about all
those women driver policies and specialists?
Well, the truth is that after exhaustive research, insurance companies
have worked out that about half the population is female and that this
represents a big market niche to target specifically with products.
So, when a company offers cheap car insurance for women, it's much more
about marketing for commerical advantage than about any material
difference between women-only insurers and 'general' car insurers.
This is why you are more likely to find the best cheap car insurance
for women from a non-women only specialist and why we dropped several
leading women-only insurers on this site - they simply didn't compete
well with, for example, the price comparison services.
The only surviving specialist here for cheap car insurance for women we
finally dropped too; so we don't offer these specialists anymore, but
as no-one was using them, we see this as a service enhancement as there
is no point in adding unpopular choices that simply complicates your
decision-making.
Consistent with the above niche-marketing point, women-only specialists
will, when requested,
provide policies for male drivers too. Indeed, it would be unlawful to
discriminate against men by not so doing.
Therefore, when you seek cheap car insurance for women, the most
significant factor to consider is this: How interested in quality cover
am I?
If price is all that concerns you, you should use a price comparison
system that will check 1000s of prices with one form. You can then
select the cheap car insurance for women at the top of the list, the
cheapest price available.
If you are not happy to select cheap car insurance for women cover
without knowing the policy inclusions and exclusions - the only
sensible position, after all, then you may still use a price comparison
service but don't be suprised if you find that you need to top up
information via the car insurance companies' own websites.
As you go further along the spectrum towards quality of cover mattering
more, price comparison services become an increasingly less efficient
way to find cover as you will be wasting time researching numerous
'inferior' policies that fail to meet your quality criteria for your
own cheap car insurance for women cover. Under such circumstances,
going direct to a leading insurer with good 'standard' cover makes
better sense. We've listed them below.
Whatever you decide, we would never recommend buying without
consideration of the cover you have selected.
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