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 CAR INSURANCE MISTAKES

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10 most common mistakes when buying car insurance

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These are our conluding remarks to our '10 common mistakes when buying car insurance' series. The Articles in that series can be accessed via the box under the conclusion.

Conclusion

Both car insurance comparison systems and direct car insurance providers have their utility. Comparison sites are especially useful where you are expecting costly cover or you are willing to accept very 'no frills' cover but it has to be said that the pendulum has swung too far in favour of price comparison services at the expense of securing better quality cover. This, ultimately, is not a good thing for the driving public.

The solution is not complex. It pays to always check over your cover carefully before purchase and you should not shy away from going direct to top car insurers where you are looking for a bit more from your cover or you have specialist needs as with, for example, the multiple car owner.

Mistake #1 Not paying enough attention to the car insurance cover you're getting
Mistake #2 Allowing (low) price to dominate your choice of car insurance policy
Mistake #3 Believing it's essential to compare car insurance prices every time
Mistake #4 Seeing car insurance comparison systems as the only useful resource
Mistake #5 Not getting enough information in relation to each car insurance quote to make an informed choice
Mistake #6 Seeing cheap car insurance quotes as more important than what will happen if you actually need to claim
Mistake #7 Not making proper use of policies tailored to the needs of specific groups - for example, women car insurance
Mistake #8 Taking out Third Party Car Insurance to try to save money
Mistake #9 Not exploiting opportunities to reduce costs where you are expecting expensive car insurance - for example,  young drivers insurance
Mistake #10 Overlooking the utility of direct car insurance companies and brokers
Conclusion Executive Summary


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