New Driver Car Insurance from the Car Insurance
Supermarket
If you
want to buy cheap young driver insurance right now, we would recommend
going to our article on young
drivers car insurance in our
'Buyers Guide' section that offers
the most useful advice on this.
A new driver, more
often than not, is a young driver. And that driver not only faces a
high new driver car insurance premium but he or she also has not yet
had time to build up a no claims bonus; so the price is likely to run
to many hundreds of pounds. What will help to cut costs for new driver
car insurance?
Some choose to get a parent to insure their car while they remain only
a named driver. This is only valid where the car is owned by the parent
and the new driver is genuinely a second driver. If you use this
approach for new driver car insurance
and you are the primary driver of
the vehicle even where you do not own it, this renders your cover
invalid. So, don't risk it as it is fraudulent even if it seems an
attractive way to avoid excessive insurance costs.
Legitimate ways to cut costs for new driver car insurance include
increasing the excess, opting for a basic policy with no extras,
choosing third party cover only where the vehicle has little value, not
selecting legal cover, and buying a lower car insurance group car.
Obviously, given the high cost of new driver car insurance, it is
helpful to compare quotes rather than choose just one company to
provide a quote. Thus, aggregator systems are an excellent way to save
money on new driver car insurance.
Even if you wish to go direct and avoid using a price comparison
system, there is a broker that we can recommend for new driver car
insurance that is likely to find you a competive price. This insurance
provider is Endsleigh - they check a lot of insurance companies that
are good for young people quotes.
Even if you are a new driver that is not under 25, insurers do increase
premiums for less experienced drivers, so it still pays to shop around.
Of course, you are not obliged to accept the cheapest new driver car
insurance quote. Most people have some sense of what they want included
in their policy and they may decide that the most basic policies are
not for them. Going for very cheap quotes that are tens of pounds less
than the nearest rival's price is very often the selection of the sort
of policy that is better avoided.
Esssentially, you have to strike your own balance between cost and
cover.
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