Female Motor Insurance at the Car Insurance Supermarket
Note:
As of 21 Dec 2012, gender cannot contribute to premium calculations.
If you
want to buy women's car insurance right now, we would
recommend going to our article on women's
car insurance in our
'Buyers Guide' section that offers
the most useful advice on this.
It is known that women are
safer drivers. They are therefore less likely to need to claim on any
female motor insurance policy that they may hold. Being lower risk,
they are cheaper to insure and so some women-only insurers say that
they pass this saving on in their female motor insurance
pricing to the advantage of the woman driver that then secures a
cheaper-priced car insurance
policy with them.
Such policies because they are for women, are tailored to the needs of
women and may. for example, have more eleborate cover for theft of
possessions from the vehicle.
In addition, the level of standard cover offered by these female
motor insurance policies cab usually better than a typical
budget quote from a price comparison service.
The case is made, then, for favouring a female motor
insurance specialist and going direct to one such provider. Or is it?
Well, you may think so, on the basis of the above pertinent arguments,
but the truth of the matter is that when you look at the buying
behaviour of women drivers, while they may check female
motor insurance specialist's quotes, they almost invariably select an
alternative
insurance policy from a 'general' car insurer.
Often this is purely a
matter of cost - other providers are simply cheaper - but it may not
just be this. For example, the highly popular M&S car insurance
offers exceptional value with above average cover and our site
statistics suggest that it is particularly popular for female
motor insurance.
Interestingly, those women looking for female motor
insurance seem to be more likely than male drivers to use our direct
car insurance listings. Presumably women are more interested than men
in getting a quality insurance product while men - who are more likely
to use a price comparison system to save money - and are less
quality-focused.
Consistent with the above points, we have actually dropped some
well-known female motor insurance providers owning to poor
uptake. We therefore
recommend our general car insurance services (below) for anyone seeking
good female
motor insurance cover which, like-for-like, is competitively
priced from any of these providers even if you don't do a price
comparison. If the bargain basement is for you, however, then a price
comparison site is the better option and you can select from four of
them via the links at the foot of this page.
Whatever you decide is right for your female motor
insurance, do always check over the policy to make sure that it is able
to match your policy needs.
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