Buy Car Insurance with the Car Insurance Supermarket
If you are reading this
article, in all probability you are about to buy car insurance
in the
UK and you are considering possibilities as to how you might find the
best quote for your situation and budget. If so, you may wish to
consider the following issues.
First of all, the best way to find the cheapest price is via a
price comparison service. We list three above of which our own, the top
link, is the most popular here.
Secondly, while it is common for people to use price comparison sites
to save money on their renewal quotes when they buy car insurance
online, many do not stop to check the cover that they have selected and
this is a risky approach. We would advise that you look at the
insurer's own website before you buy car insurance to check out the
policy in question carefully, making sure that you are checking the
right policy schedule. It is easy to accidently check the wrong policy
at this stage. You may look at the 'standard' policy when a price
comparison site has identified their 'no frills' policy. If you are not
sure, a quick call to the insurer's customer helpline may save you from
making a poor policy choice on the basis of incorrect information.
Thirdly, when you buy car insurance at the cheapest prices, you do have
to ask yourself whether paying a little bit more will give you the kind
of policy that will give you piece of mind should you need to make a
claim later.
Fourthly, if you decide to buy car insurance direct from a well-known
insurer, it is easy to check out policy details and to be sure that the
policy you check is the correct one. Standard policies are often
offering more than basic levels of cover, which, in fact, are generally
a better choice than the paired down very cheap policies topping the
charts on price comparison sites. This point is reflected in the
popularity of direct car insurance sales on this site.
Fifthly, many that have used price comparison services before return to
use direct insurance providers next time, perhaps because they do not
want to compromise on quality of cover or customer services.
Certainly, in our view, the pendulum has swung too far towards price
comparison services. Most people don't buy the cheapest TV they can
find. They are attracted to quality brands and specific features of the
product. Just because you don't have to live with the consequences of
buying the wrong policy immediately does not mean that adopting a
similar approach when you buy car insurance is not warranted.
|