Multi Car Insurance from the Car Insurance UK Supermarket

Although price comparison services are very popular, when you need multi car insurance, you can make savings on the second and any further cars if you use the same car insurance company for all of them. Obviously, it makes commercial sense for insurers to reward brand loyalty when multi car insurance is needed and this could save you hundreds of pounds, especially if you have several cars to insure.

Admiral markets itself on the basis of multi car insurance discounts, but most other insurance companies will offer a discount when you opt for multi car insurance with them. You can check out the leading motor insurers through the 'Car Insurance Direct' link above.

What if value for money is particulary important to you and you are keen to use a price comparison site? Clearly if you have more than one car that is the same age, make and model, then a price comparison site is ideal as a single quote will inform your best multi car insurance choice for each of your vehicles while brand loyalty should make it possible to improve further on the total cost.

However, multi car insurance via a price comparison site will otherwise be likely to indentify different insurers for each (non-identical) car, in which case, obviously, there will be no discount for additonal cars where policies are pruchased from different insurers.

This does not mean that using a price comparison site is pointless where cost is your key criterion. You may still find a cheaper policy even when taking account of the multi car insurance discount form another insurer; so there is no hard and fast rule. The answer is simply to shop around.

If you do wish to go direct to an insurance company for multi car insurance, it is best to go to an insurance company rather than a broker. In the case of a broker, brand loyalty discounts are again unlikely to be available, given that brokers select from a panel of insurers and, as with a price comparison system, it is unlikely that two diffferent cars would be insured by the same company.

Of course whether you are insuring multiple cars or just one, going for the lowest-priced policy is not always a good idea. You need to balance the price against the cover and decide which combination suits you personally. Many people seem to disregard the level of cover that they are selecting when they accept a very cheap price, which, of course, is a potentially risky way to proceed.

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