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Multi Car Insurance from the Car Insurance
UK Supermarket
Although price comparison
services are very popular, when you need multi car insurance, you can
make savings on the second and any further cars if you use the same car
insurance company for all of them. Obviously, it makes commercial sense
for insurers to reward brand loyalty when multi car insurance is needed
and this could save you hundreds of pounds, especially if you have
several cars to insure.
Admiral markets itself on the basis of multi car insurance discounts,
but most other insurance companies will offer a discount when you opt
for multi car insurance with them. You can check out the leading motor
insurers through the 'Car Insurance Direct' link above.
What if value for money is particulary important to you and you are
keen to use a price comparison site? Clearly if you have more than one
car that is the same age, make and model, then a price comparison site
is ideal as a single quote will inform your best multi car insurance
choice for each of your vehicles while brand loyalty should make it
possible to improve further on the total cost.
However, multi car insurance via a price comparison site will otherwise
be likely to indentify different insurers for each (non-identical) car,
in which case, obviously, there will be no discount for additonal cars
where policies are pruchased from different insurers.
This does not mean that using a price comparison site is pointless
where cost is your key criterion. You may still find a cheaper policy
even when taking account of the multi car insurance discount form
another insurer; so there is no hard and fast rule. The answer is
simply to shop around.
If you do wish to go direct to an insurance company for multi car
insurance, it is best to go to an insurance company rather than a
broker. In the case of a broker, brand loyalty discounts are again
unlikely to be available, given that brokers select from a panel of
insurers and, as with a price comparison system, it is unlikely that
two diffferent cars would be insured by the same company.
Of course whether you are insuring multiple cars or just one, going for
the lowest-priced policy is not always a good idea. You need to balance
the price against the cover and decide which combination suits you
personally. Many people seem to disregard the level of cover that they
are selecting when they accept a very cheap price, which, of course, is
a potentially risky way to proceed.
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review of where to
go for multi car insurance quotes....