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 STUDENT CAR INSURANCE

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Student Car Insurance Quotes from the Car Insurance Supermarket

If you want to buy cheap young driver insurance right now, we would recommend going to our article on young drivers car insurance in our 'Buyers Guide' section that offers the most useful advice on this.

Finding low cost student car insurance can be a problem for a number of reasons.

First of all, because students are generally under 25, they are considered high risk by insurance companies. Premiums therefore reflect this, rendering student
car insurance policies more costly.

In addition, students rarely have much money in the first place; so it is a particular struggle to meet the cost of cover given the ever-increasing costs of student car insurance which increases above the rate of inflation each year.

Further, students may live in inner city or other areas considered higher risk by insurance companies while they are less likely to be able to keep their car in a garage or off the road wich could have helped to reduce the premium.

What is the solution? How do you find the cheapest student car insurance? Well, there are certain things that you can consider that will help to reduce the cost of cover. These include: agreeing a higher voluntary excess; considering whether third party, fire and theft may be adequate cover; opting for a more basic policy; and making sure that you buy a low car insurance group car in the first place - for example, a smaller older car. This, thankfully, is not an unusual scenario for a student!

Having considered such choices, where might you
actually go to identify the best student car insurance policy? There are two approaches. Compare as many quotes as you can using a price comparison system (see the links above) or go direct to a student car insurance specialist or other low cost car insurance provider (Car Insurance Direct - above).

For those choosing a price comparison site for student car insurance, because 100s or even 1000s of quotes are checked, you have an excellent chance of getting the lowest possible price around. For those going direct to an insurer for student car insurance, Endsleigh specialises in young drivers and is likely to find you a competitive deal. One advantage of going direct to them is that they have been working in this market sector for decades and are a trusted provider of student insurance cover.

We also provide access to several other low cost insurerance companies that are worth a check as there is no doubt that checking several quotes to find the lowest prices for student car insurance will undoubtedly help you to keep costs to a minimum.

If you can afford it, it pays to select a slightly less basic policy if you can. Young people are more likely to have an accident and when you do is a bad time to find out that your insurance cover leaves a lot to be desired.


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