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| 3 April (source: in-house) Budget Motor Insurance A budget motor insurance policy, for most in the UK, will be found via a price comparison site. Most consumers believe that the more quotes that they can compare, the better, so reducing the cost of their motor cover by as much as possible. For many of these drivers, getting a budget motor insurance price is more important than getting a particularly comprehensive (in the generic sense) policy, and they are willing to take their chances with the hope and expectation that a claim may never be needed. Of course, some that are looking for Budget motor insurance have a specific direct car insurance provider in mind - Budget. You can access them via their link below. As we recommend using direct car insurance providers routinely and Budget has a large market share with competitive rates, we can recommend them specifically. Wait a minute - some may say - why recommend direct budget motor insurance providers for routine use when a price comparison site is so convenient and can save you money? The answer relates to quality control. With their focus on budget motor insurance quotes, price comparison sites are less useful if you want to go up the quality scale in terms of getting a better level of cover as standard. The cheapest budget motor insurance policies tend to have a high excess and will exclude many 'extras' that some people like to have such as courtesy car arrnagements or breakdown cover. Yes, yes - the doubters might add - but what about value for money, what about getting budget motor insurance quotes? And therein lies one of the biggest myths that erroniously drives the popularity of price comparison sites. Sites which, incidentally, are predicated on a faulty premise, namely that price is of primary importance to which quality considerations are secondary. Arguably price is less important than quality but certainly both are important yet this is something that price comparison sites fail to take adequate account of in how they present their budget motor insurance quotes. To return to the above myth that going direct reduces value, when, in fact, it doesn't, on what basis do we make this assertion that you can get budget motor insurance quotes even when you go direct? Well, the answer is not complex. If you compare vastly different policies: budget motor insurance and not so budget motor insurance, you'll get a spread of prices. Thus, price comparison sites are basically presneting the obvious: there are cheap prices and expensive prices when you compare unlike products. In fact, when you go direct to a quality budget motor insurance provider the market forces of a competitive market automatically ensure that you pay the right amount for a policy with similar cover to a competitor. Thus, far from being misguided, it's actually wise to play the quality card and go direct to, if you select a market leader, a good policy at a good budget motor insurance price. car
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