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| 6 April (source: in-house) Insurance for Young Drivers If you want to buy cheap young driver insurance right now, we would recommend going to our article on young drivers car insurance in our 'Buyers Guide' section that offers the most useful advice on this. The cost of insurance for young drivers in the UK is high and while nothing can be done to reduce the risk assessment that the insurance industry attaches to this agegroup, there are some measures that you can take yourself to cut the financial burden of insurance for young drivers in this country. It starts with an appropriately modest car choice. Any car from car insurance group one is going to be much cheaper to insure and will save you thousands over the years as a no claims discount is being established. A car such as the Vauxhall Corsa is an example of a group one car. Next, it is a good idea to inject a high degree of pragmatism into your insurance for young drivers policy choice. You should be quite ruthless in terms of what you really need to have in your policy. If you choose to include a free courtesy car, for example, your premium will be much more. This is a good age to select the 'no frills' types of cover. If you increase your voluntary excess, that will cut the insurance for young drivers premium significantly but you should only do this if you would be willing to pay the extra amount in an accident. Funnily enough, if you include an older second driver of over 25 years of age, that may reduce the cost of cover to some degree as well. Other measures such as off-road, or, ideally, garage parking, overnight will help too to lower insurance for young drivers in the UK. You may even want to look at your car security arrangements to see if any tweeks there could save you money. Fronting, whereby you are listed as a second driver by an older individual, typically a parent, is unlawful and, if detected, will invalidate your cover. Because to compare car insurance quotes is a good way to find low cost cover, there is wisdom in using a price comparison site for this purpose. An alternative is to use the insurance for young drivers specialist, Endsleigh (link below). Thus, there are several things that you can do yourself to reduce the price of insurance for young drivers. While it is worth considering any measure that will reduce that cost, a balance should be struck between the price paid and the level of cover. In fact, you may find that the cheapest cover is inadequate. Many do. car
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