13 April
(source: in-house)
Cheap Insurance Young Drivers
If you want to buy cheap
young driver insurance right now, we would
recommend going to our article on young
drivers car insurance in our
'Buyers Guide' section that offers
the most useful advice on this.
The under-25s are challenged in finding low
cost car insurance cover. There's no way to change their agegroup that
remains associated with a high risk of accidents. Are they doomed to
always pay a high price for their policy or is there such a thing as a
cheap insurance young drivers quote?
Well, yes, indeed there is and here are the steps needed to uncover it.
The key intervention for cheap insurance young drivers is
to get the best type of car to insure. That's a car insurance group one
car and we champion the Corsa in this respect although there are plenty
of other suitable car insurance group one cars to consider.
It pays not to be ambitious in your choice of car at this age. It's a
good idea to allow your no claims discount to build up first before
buying a more adventurous car. There's no other realistic choice to
realise cheap insurance young drivers.
You then need to look to excluding any policy features that can be
considered non-essential. Embracing 'no frills' sorts of policies is
the order of the day for cheap insurance young drivers.
Many young people are willing to push up the voluntary excess, another
way to drop your premium.
Some even take an advanced driving course to then pass the advanced
driving test which will significantly lower the premium but there is,
of course, a price attached to that training and the test.
Some car insurance companies offer more competitive quotes for cheap
insurance young drivers if an over-25 year old is listed as a second
driver; so that is another useful strategy to try out.
If you are able to cap the annual mileage, that will lead to savings.
Other steps for cheap insurance young drivers would include
off-road secure parking, ideally garage parking overnight and car
security improvements.
We do not recommend third party only car insurance or 'fronting' where
a parent pretends to be the primary driver.
It is a good idea, of course, to get cheap insurance young
drivers through price comparison sites where you can compare loads of
prices altogether. For those less keen on price comparison sites,
Endsleigh insurance offers cheap insurance young drivers
deals (link below).
While pragamatism is sensible in selecting a cheap
insurance young drivers policy, a disregard for the cover you're
actually getting is risky. There are some extremely 'thin' policies out
there that even the young driver would be wise to avoid.
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