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compare online quotes the easy way
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| 18 April (source: in-house) Car Insurance Brokers In the past, many used car insurance brokers to find the cheapest motor insurance. It was a good idea to check, perhaps, 30 to 50 quotes from the broker's panel of car insurers to get a competitive deal. Nowadays, with price comparison sites that can check 1000s of prices, they have largely replaced car insurance brokers as the service of first choice for a car insurance comparison. Of course, the best deal identified by a price comparison site - if you choose to compare car insurance in this way - may well still be one of numerous car insurance brokers. It's just that people typically find them via a more powerful quote comparison system nowadays rather than by going direct to car insurance brokers. There are certain situations where going direct to car insurance brokers is merited, however. For example, the popular broker Endsleigh offers low cost car insurance cover for young drivers. Hastings Direct is a competitive broker across all car insurance groups. Another broker, Yes car insurance, offers good value for over-25s with an older car. Clearly, if you're not keen on using a car insurance comparison site - perhaps due to a bad experience with one in the past - car insurance brokers are an excellent alternative route to low cost cover, whatever your circumstances. There was a concern in the past that car insurance brokers, because they financed themselves entirely via their commissions, could be biased towards the higher paying car insurance companies, even where their quotes were less competitve than other insurance companies on their panel but where the others paid them less. Certainly, this was a big problem with car insurance brokers in the past. It isn't nowadays, however. The main reason for this is that because most people find cover through comparison sites now, if car insurance brokers were to allow their commisions to render them more expensive, they would hugely reduce their business. The modern car insurance market largely precludes old-style commission-driven practices. Thus, car insurance brokers still have much to offer in the modern car insurance market place, indeed more than they did previously, but, most people will get to them indirectly, via a car insurance comparison system, rather than by the direct route. Some car insurance brokers have been forced out of business owing to this need for ultra-compatitive practices. Thus, only the leanest and fittest survive. This is good for consumers whether they have a favourite broker that they wish to use or they prefer to find one indirectly through a comparison site. car
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