19 April
(source: in-house)
Car Insurance Quick Quote
The way that is most often used by UK
motorists to find their cover is to get a car insurance quick quote
online via a price comparison site. People are always keen to save
money and, it would appear, most are willing to compromise on their
policy features to reduce costs.
There are also those - and they remain a sizeable group - that prefer
to go direct to a top car insurer to get a car insurance
quick quote from them. But why would you want to go for a direct car
insurance quote when a price comparison site can save you money?
Actually, there are good reasons to get a car insurance
quick quote direct from a well-established UK car insurance company.
We'll start by exploding the myth that you have to compare car
insurance, the more quotes the merrier, to avoid paying more than you
need to. When you compare policies that are very different, their
prices vary hugely. If you then produce a long list of these prices -
which is what price comparison sites do when you get a car
insurance quick quote from them - the difference between the
cheapest and most expensive is likely to be several hundred pounds.
When you look at this list uncritically, it creates the impression that
price comparison sites are a great way to save money. But there's a
problem.
It's daft to go into a TV warehouse and demand the cheapest TV, paying
no attention to the screen size, picture quality or any other features.
Yet, when you select the cheapest car insurance quick quote
you can find, simply on the basis of its price, that's exactly what
you're doing. Yes, you may get away with it, but do you really want the
insurance equivalent of the cheapest TV in the showroom if you actually
have to claim?
Thus, price is important, but the sort of policy you're buying matters
too. If you stick with market-leading car insurance quick
quote providers (links below), their market position confirms that
their pricing is competitive; so aren't you better to look at the cover
to determine choice? Leading brands almost invariably offer good cover
with theri standard policies.
Taking account of the above points and taking a more critical look at
how to get a car insurance quick quote that will serve you
well in an accident, we would suggest that it is far from clear cut.
The decision to automatically use a price comparison site to get your
cover can be challenged. Indeed, the direct route is well worth
consideration. As the route to a car insurance quick quote,
it has much to recommend it.
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