1 April 2010
(source: in-house)
Car Insurance for Woman
Note:
As of 21 Dec 2012, gender cannot contribute to premium calculations.
Since
we wrote this article, we have had to drop Insurepink from
our panel of car insurers as it was not competing favourably with the
other services here. The only car insurance for woman product that we
still include is Yes Insurance that offers low cost deals for women
over 25. (Link at the bottom).
There
are various possible routes to go down for car insurance for
woman cover in the UK. You can either go to a woman-only specialist car
insurance provider, you can go direct to another car insurance company
/ broker that doesn't specialise in woman cover specifically, or - and
this is the more popular route - you can use a price comparison site to
find you car insurance for woman which way come from a woman-only
provider, but more likely, will not.
How
you proceed has more to do with your own, subjective, views as to
what you prefer to do than any objective criteria, if there are any,
that might apply. In other words, if you want the cheapest car
insurance for woman cover on the market, then you should certainly use
a price comparison site to find it. The cheapest car insurance quote
will probably not be for woman-specific cover but if price is your
determining factor, this will not matter sufficiently for it to effect
your final choice and buying behaviour.
If
you are looking for certain features relevant to car insurance for
woman cover, for example, you wish personal safety issues to be
addressed if broken down at night and you are willing to pay for those
'extras' that are attractive to a woman driver, then, clearly
going direct to a car insurance for woman specialist could be the
answer and we link to one such, Insurepink, below. We dropped some
better known woman cover providers as they were not selling here. They
simply couldn't compete with our quote comparison services as people
are always keen on a bargain price for their motor cover.
With
regard to the third route to car insurance for woman cover, namely
the use of 'general' direct car insurance providers, we would suggest
that this can often be a good choice. It avoids the pitfall of almost
accidentally buying inferior, limited cover through a price comparison
system owing to the compellingly low price of a 'no frills' policy that
might draw you in because of the low price despite the limited cover.
Besides, it can be hard working out what you're getting from a price
comparison system in terms of the policy features. By going direct to
excellent car insurance providers like M&S, you get a quality
product at a comptive price and M&S is a highly popular choice here
for car insurance for woman cover and, indeed, male drivers as well
(link below).
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