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| 21 April (source: in-house) Cheap Car Insurance for Young Drivers If you want to buy cheap young driver insurance right now, we would recommend going to our article on young drivers car insurance in our 'Buyers Guide' section that offers the most useful advice on this. The answer to getting cheap car insurance for young drivers relates to not just applying one thing. It's about applying a mix of numerous interventions that should, together, significantly drop the price of your cover. You may not be able to do all of this, but it's worth doing all that you can. If you wish to seriously address this issue to get genuinely cheap car insurance for young drivers, the most worthwhile intervention that you can make is to purchase a car insurance group one car that will have the lowest possible car insurance price. This will certainly reduce the cost of your motoring by many thousands over the years until you are old enough to be lower risk and to have a full no claims bonus. There are several cars in this group - there is no need to feel over-restricted in your choice of car although, of course, they are cheaper, smaller and with less powerful engines. Some decide to select third party only cover for cheap car insurance for young drivers. We would not suggest this in view of the associated risks which we've reviewed more fully in other articles here. Another thing to avoid is to get a parent to take out cover on your behalf. Using this method to obtain cheap car insurance for young drivers - the idea being that the young person is named as a second driver, when in fact they are the primary driver - is something that insurance companies can easily spot. It's unlawful and puts your cover in jeopardy. It is not a wise or safe strategy. Other manoeuvres at your disposal include rendering yourself or your car a lower insurance risk. The only ways to render yourself as a lower risk for cheap car insurance for young drivers is to either build up a no claims discount in earlier years via safe and careful driving, and/or by training for and passing an advanced driving test. The ways to reduce your car's risk for cheap car insurance for young drivers include upgrading your motor car's security arrangements as when you add on-board security improvements. If you can store your car overnight off road, especially behind a locked gate and ideally within a garage, then these will all help. Another way to reduce risk, which can be applied if your annual mileage is relatively low, is to agree a cap to your annual mileage. Even adding someone that is over 25 as a second driver may help you to get cheap car insurance for young drivers. One of the more important aspects is to compare cheap car insurance for young drivers quotes via a car insurance comparison site to ensure that you are able to check numeorus prices. For young people, it's usually wise to keep cover basic to reduce costs. You can also consider a higher excess. car
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