24 April
(source: in-house)
Cheap Car Insurance for Young
People
If you want to buy cheap
young driver insurance right now, we would
recommend going to our article on young
drivers car insurance in our
'Buyers Guide' section that offers
the most useful advice on this.
If you are hoping to get cheap car
insurance for young people, there's a lot more that you can do besides
simply using a price comparison system to compare car insurance quotes
from as many motor insurers as possible to find you the cheapest deal.
The first vital step towards cheap car insurance for young
people is to choose a practical car when you buy it. If you don't know
which are the car insurance group one cars (one of them is a Corsa, but
there are many more), look them up. So, when you have your eye on a car
that you like, find out its car insurance group first before buying it,
aiming for a group one car whenever possible. They really are much
cheaper to insure.
When you own this sensible car, don't then do anything to it that could
increase the risk of theft such as putting on alloy wheels. If you
customise it with attractive features like this, your premium will rise
and even a group one car will be challenged for cheap car
insurance for young people under such circumstances.
Where you store your car matters. For cheap car insurance
for young people, the ideal location is in a garage. Next best is
behind a locked door or gate. Even parking it off road overnight will
help.
Who you include on your car insurance policy can effect your premium as
well. Aim to add an over-25 year old as a second driver if you can for
a better chance of cheap car insurance for young people.
But, don't claim to be a second driver if you're not. Insurance
companies sniff out this kind of fraudulant insurance application if
you have an accident and you may find that they refuse to pay out.
If you take an advanced driving course and test, this lowers your risk
as you have evidence of being a more skilled driver. Insurers will
recognise this to offer cheap car insurance for young
people.
If you increase your voluntary excess, this will also drop the cost.
Pragamtic choices as to what you must have in your policy are important
too for cheap car insurance for young people. The 'no
frills' type policies will save you money.
As mentioned at the start of this article, when you compare car
insurance quotes from 100s of companies, this maximises you chances of
getting the best deal. That said, the well-known car insurance broker,
Endsleigh Insurance, specialises in providing cheap car
insurance for young people and you may wish to check them out via their
link at the foot of this page.
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