28 April
(source: in-house)
Car Insurance for Young Driver
If you want to buy cheap
young driver insurance right now, we would
recommend going to our article on young
drivers car insurance in our
'Buyers Guide' section that offers
the most useful advice on this.
The high risk status of a driver under the
age of 25 renders the cost of car insurance for young driver quotes
expensive. This can be problematic for young people especially when
they haven't got a full no claims discount as yet.
Here, we run through some measures that can reduce the premium of a car
insurance for young driver policy. You won't be able to use tham all,
but put in place as many as you can to stand a good chance of getting a
better-priced deal.
While you probably already have a car if you are currently looking for
a car insurance for young driver quote, do try to own an
economic car to hugely reduce your premium. Car insurance
groups ratings run from 1 to 20. The lower the group the better and
ideally the young driver should aim to buy a group one car such as a
Corsa or similar vehicle.
You should then leave the car alone as anything that makes it more
attractive to a thief increases the cost of car insurance
for young driver cover. Don't add alloy wheels, for example, or other
attractive accessories.
You can add security enhancements, however. Your dealer will advise as
to the current most economic car security to reduce your car
insurance for young driver premium.
If you can store the car off-road, especially behind a locked gate,
this will assist. Whenever possible, locked garage storage is the best.
If you are able to add a second driver that's over 25 years old, you
should do so. Again, this can help for car insurance for
young driver cost reductions.
You can also make yourself less of an insurance risk by passing an
advanced driving test. The course to achieve this, however, is not
without cost. It can make a significant difference if you don't own a
car insurance group one car 'though, so it is worth considering.
If you compare car insurance for young driver quotes online
through a price comparison site, you can then select the best of 100s
of prices. Clearly this makes sense. Many young drivers will increase
their voluntary excess and accept paired back, 'no frills' cover.
Again, these can make a considerable difference. If you have a low
annual mileage, cap your annual mileage for added savings.
The car insurance broker Endsleigh specialises in car
insurance for young driver policies at low cost, so you may choose to
check them out too.
All in all, there are quite a lot that you can do to reduce costs. The
key interventions are to buy the right car, to compare quotes and to be
willing to accept relatively basic cover.
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