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28 April
(source: in-house)

Car Insurance for Young Driver

If you want to buy cheap young driver insurance right now, we would recommend going to our article on young drivers car insurance in our 'Buyers Guide' section that offers the most useful advice on this.

The high risk status of a driver under the age of 25 renders the cost of car insurance for young driver quotes expensive. This can be problematic for young people especially when they haven't got a full no claims discount as yet.

Here, we run through some measures that can reduce the premium of a
car insurance for young driver policy. You won't be able to use tham all, but put in place as many as you can to stand a good chance of getting a better-priced deal.

While you probably already have a car if you are currently looking for a
car insurance for young driver quote, do try to own an economic car to hugely reduce your premium. Car insurance groups ratings run from 1 to 20. The lower the group the better and ideally the young driver should aim to buy a group one car such as a Corsa or similar vehicle.

You should then leave the car alone as anything that makes it more attractive to a thief increases the cost of
car insurance for young driver cover. Don't add alloy wheels, for example, or other attractive accessories.

You can add security enhancements, however. Your dealer will advise as to the current most economic car security to reduce your
car insurance for young driver premium.

If you can store the car off-road, especially behind a locked gate, this will assist. Whenever possible, locked garage storage is the best.

If you are able to add a second driver that's over 25 years old, you should do so. Again, this can help for
car insurance for young driver cost reductions.

You can also make yourself less of an insurance risk by passing an advanced driving test. The course to achieve this, however, is not without cost. It can make a significant difference if you don't own a car insurance group one car 'though, so it is worth considering.

If you compare
car insurance for young driver quotes online through a price comparison site, you can then select the best of 100s of prices. Clearly this makes sense. Many young drivers will increase their voluntary excess and accept paired back, 'no frills' cover. Again, these can make a considerable difference. If you have a low annual mileage, cap your annual mileage for added savings.

The car insurance broker Endsleigh specialises in
car insurance for young driver policies at low cost, so you may choose to check them out too.

All in all, there are quite a lot that you can do to reduce costs. The key interventions are to buy the right car, to compare quotes and to be willing to accept relatively basic cover.



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