Car-Insurance-UK-Supermarket.co.uk
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| 29 April (source: in-house) Ladies Car Insurance Note: As of 21 Dec 2012, gender cannot contribute to premium calculations. Jan 2011 - Updated introduction: In the past, we used to provide links here to several ladies car insurance specialists. They were not selling well on this site alongside competing services such as our price comparison systems; so we had to drop all of them. We dropped our final ladies car insurance provider after writing the article below which is the original article of 29 April. We suggest that you skip to the last two paragraphs for our current advice on ladies car insurance. What we previously said on ladies car insurance, when we did it here...Insurepink remains as our only nod in the direction of a ladies car insurance specialist provider.While the Insurepink car insurance uptake here is limited by the same market forces - that is, that people like to go for cheap motor insurance through comparison services - it does still remain a good choice for those willing to pursue it. When you compare a Ferrari to a Mini, you wouldn't expect the Ferrari to be cheaper as you're getting much more. This does not render a Ferrari undesirable, just more expensive. In relation to ladies car insurance, the price difference between the Ferrari (that is, ladies car insurance from a women-only provider) and the Mini (bog standard 'no frills' cover as found on a comparison site) is affordable. It is therefore unnecessary to dismiss a ladies car insurance provider without first considering the advantages of going direct for this type of cover as opposed to simply getting 'general' cover at low cost through a car insurance comparison site. Obviously, a product tailored to the needs of women is going to better meet the needs of any female driver. Isn't it worth, then, paying a bit more for useful safety features, such as, for example, enhanced call out times for a woman stranded in her vehicle as is commonly offered with ladies car insurance? In addition, ladies car insurance at the lowest possible cost found via general insurance services can be very paired down cover that when compared to what a ladies car insurance specialist offers, albeit for a little more, does not represent the best value policy.** ** This, and the paragraphs preceeding it, remain our view, but as a commercial venture, we had to respond to market forces. The following remains relevant: Current advice:If you decide to use a price comparison system, it is helpful to check over the cover carefully. Many miss this step out when attracted to a particualrly cheap car insurance price.People using this site prefer not to use a dedicated ladies car insurance specialist but Yes Insurance, for example, offers keen prices for women drivers over the age of 25; while M&S car insurance is also a popular choice among women users of this site. |
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