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| 11 May
2010 (source: in-house) Car Insurance for Teenagers Getting car insurance for teenagers is something that fills young people with dread given its likely high cost. However, there are some interventions that you can apply yourself to save money on quotes. We look at these here. The motor car that you buy is highly important in dropping the cost of car insurance for teenagers. Knowledge of your car's insurance group before you buy it is essential. We would always advise purchase of a low insurance group car for cheap car insurance for teenagers. Indeed, group one cars are perfectly acceptable for most young people keen to reduce costs. One such car is a Vauxhall Corsa. Even if you have a higher insurance group car, it may be worthwhile to review whether a change of car, given the ever-increasing cost of motoring, could be a viable proposition. Thereafter, pragmatism is the best cost-saver for car insurance for teenagers. You may want to increase your Excess. If you don't do a lot of driving, then an annual cap on the mileage is also helpful. Adding an over-25 year old as a second driver can also reduce the price of car insurance for teenagers cover. Better in-car security should be considered while out-of-car security enhancements will also help you. Thus, if you can put your car in a garage overnight, that is the best intervention. Off-road and behind a locked gate is certainly better than on-road. The type of car insurance for teenagers policy matters. No frills cover will certainly hugely cut costs. Using a price comparison system to find the best value quote is clearly wise. We also suggest considering Endsleigh, the young person's car insurance broker. If you don't want to end up with an overly budget car insurance for teenagers policy, however, there remains a need to check over the policy details. Often, it's not a good choice to simply go for the cheapest quote that you can find. If you have the interest, stamina, time and resources, passing an advanced driving test is another way to reduce the cost of car insurance for teenagers. Another strategy, if viable, is to move away from a high risk area whenever possible or relevant. We do not endorse getting third party cover for car insurance for teenagers or, indeed, for any driver. It leaves you uncovered for personal injury if you are responsible for the accident or if struck by an uninsured driver. Another stretegy to avoid is to misrepresent your circumstances to reduce costs - as where you get a parent to allege that they are the primary driver when they are not. comprehensive
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