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13 May 2010
(source: in-house)

Car Insurance for Women

If you want to buy women's car insurance right now, we would recommend going to our article on women's car insurance in our 'Buyers Guide' section that offers the most useful advice on this.

While there are several car insurance for women providers, it remains the case that women generally prefer to select their cover from a cost-saving perspective rather than with a view to obtaining a specialised, tailored, women-only product. The reasoning is that while the latter may have some strengths in terms of the cover provided, it is also likely to cost more in order to provide these 'extras' and hence is better avoided in favour of saving money.

The high cost of motoring nowadays does render the above approach understandable. No-one wants to pay too much for their cover. Compromising on what might be considered ideal
car insurance for women makes sense. The counter-argument, however, is powerful.

Firstly,
car insurance for women products are carefully designed to help female drivers to get a policy that caters for their needs. Thus, enhanced cover for belongings left in the car - including a handbag - may be offered or reduced call-out time guarantees if broken down, so improving personal safety. It's difficult to put a price on the anxiety-reducing effect of the latter feature. Thus, if it's available, it's surely worth having even if this is associated with paying a little more for a car insurance for women policy.

Secondly, ultra-budget
car insurance for women, or indeed any very cheap car insurance, is usually better avoided. Typically the excess is high and the cover is thin - not really the sort of policy you would wish to have if a claim needs to be made.

Thirdly, even where you are getting some extra features from a
car insurance for women specialist, the highly competitive nature of the UK car insurance industry tends to prevent you paying too much for what you're getting; so it remains a reasonable choice.

You can access our current
car insurance for women recommendation, Yes Insurance, below. Other 'pure' car insurance for women providers, that are generally better known, were dropped as few of those using our site opt to buy direct from car insurance for women providers, favouring instead our price comparison systems. Indeed, all of our direct car insurance providers are up against it in trying to compete with these ever-popular quote comparison services.

That said, Tesco car insurance is particularly competitively priced and usually has attractive deals and offers. It has been attracting considerable interest here as an alternative to our price comparison services. It cna be recommended for those seeking
car insurance for women on a budget who are looking for a bit more than the most basic cover but who are willing to pass on women-only policy features. (Our Tesco link is below).

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