13 May
2010
(source: in-house)
Car Insurance for Women
If you want to buy
women's car insurance right now, we would
recommend going to our article on women's
car insurance in our
'Buyers Guide' section that offers
the most useful advice on this.
While there are several car insurance for women providers, it remains
the case that women generally prefer to select their cover from a
cost-saving perspective rather than with a view to obtaining a
specialised, tailored, women-only product. The reasoning is that while
the latter may have some strengths in terms of the cover provided, it
is also likely to cost more in order to provide these 'extras' and
hence is better avoided in favour of saving money.
The high cost of motoring nowadays does render the above approach
understandable. No-one wants to pay too much for their cover.
Compromising on what might be considered ideal car insurance for women makes sense. The counter-argument, however, is
powerful.
Firstly, car insurance for women
products are carefully designed to help female drivers to get a policy
that caters for their needs. Thus, enhanced cover for belongings left
in the car - including a handbag - may be offered or reduced call-out
time guarantees if broken down, so improving personal safety. It's
difficult to put a price on the anxiety-reducing effect of the latter
feature. Thus, if it's available, it's surely worth having even if this
is associated with paying a little more for a car insurance for women policy.
Secondly, ultra-budget car
insurance for women, or indeed any
very cheap car insurance, is usually better avoided. Typically the
excess is high and the cover is thin - not really the sort of policy
you would wish to have if a claim needs to be made.
Thirdly, even where you are getting some extra features from a car insurance for women specialist, the highly
competitive nature of the UK car insurance industry tends to prevent
you paying too much for what you're getting; so it remains a reasonable choice.
You can access our current car
insurance for women recommendation, Yes Insurance, below. Other 'pure' car insurance for women providers, that are
generally better known, were dropped as few of those using our site opt
to buy direct from car insurance
for women providers, favouring instead our price comparison systems.
Indeed, all of our direct car insurance providers are up against it in
trying to compete with these ever-popular quote comparison services.
That said, Tesco car insurance is particularly competitively priced and
usually has attractive deals and offers. It has been attracting
considerable interest here as an alternative to our price comparison
services. It cna be recommended for those seeking car insurance for women on a budget who are looking
for a bit more than the most basic cover but who are willing to pass on
women-only policy features. (Our
Tesco link is below).
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